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The Home Buying Process

Step 1 Of 6

Financial Health

Any way you look at it, the decision to buy a house is yours and yours alone. First, make sure that it's financially feasible.

Can you pay the up-front costs of purchasing a house, as well as the ongoing monthly mortgage and other living expenses? We've provided a wide range of calculators for you to use to determine some preliminary answers. Plug in your figures and see if it all adds up.

How Much Can You Afford?

Based on how much you make and how much you can pay for a down payment, find out how much "house" you can afford.
Estimate how much you can afford based on annual income

What Is Your Monthly Payment?

So, how much will you have to pay for that house each month?
Estimate monthly payment based on anticipated price and down payment

Getting Pre-Qualified

Takes just a minute or two!

Complete the following fields below and select 'Calculate'. If your scenario is an approvable one for us, based on our guidelines, you'll be able to review a summary and generate your own Instant Pre-Qualification Letter - right here, right now!

Print or E-mail the PDF to your Real Estate Agent and submit your offer today... best of luck!!

If you have questions, please Contact Us!

Estimate pre-qualification





Exclude any loans with less than 10 payments left


Select monthly expenses

** If you have a co-borrower who is not your spouse on your application and you are applying for a VA loan, the co-borrower must also be a veteran.


including you





Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply